Jeff Snowden

In the complex modern life, where risks and uncertainties lurk around every corner, insurance stands as a beacon of security, offering peace of mind in the face of the unpredictable. Yet, as individuals and families navigate the plethora of insurance options available—be it for health, home, auto, or life—the prospect of juggling multiple policies across different providers can become a daunting task. This fragmentation not only complicates the management of one’s insurance needs but also […]

I’ve received many inquiries over the years regarding the pros and cons of choosing between the two types of Medicare coverage: Medicare Supplement policies and Medicare Advantage.  I hope this article can shed light on a subject that can be very confusing. Medicare Supplement (Medigap) policies and Medicare Advantage plans are two different types of private health insurance plans that can work alongside Original Medicare (Part A and Part B). Each option has its own […]

The benefits of life insurance are apparent, but the reasons why owning or increasing coverage may need to be more evident to the average American. Hence, these are great reasons to contact your current client base to cross-sell and gain referrals. Marriage: It is always a logical time to purchase life insurance since there is now a sharing of both a household and finances. New debts are probably acquired, and newlyweds should consider adequate coverage […]

Here are some potential sales ideas to promote “key man” life insurance:   Highlight the financial impact of losing a key employee: Explain to business owners that losing a key employee or executive can have a significant impact on the financial health of their business. Key man life insurance can provide the necessary funds to cover expenses such as hiring and training a replacement, paying off debts or liabilities, and covering lost revenue. Emphasize the […]

Couples may not immediately see the need for life insurance regarding a stay-at-home parent.  However, review with them the price of replacing all the services that person provides, and they might decide it’s in their best interest after all. Show your clients how much it would cost to fulfill the obligations of a stay-at-home parent and then illustrate for them how little term life insurance can cost in comparison.  They may find a small premium […]

The benefits of life insurance are obvious, but the reasons why owning and/or increasing coverage may not be as obvious to the average American. Here are some reasons to keep in contact with your current client base to cross sell and gain referrals: Marriage:  Always a logical time to purchase life insurance since there is now a sharing of both a household and finances. Probably there are new debts acquired and coverage to leave a […]