Blog Center
Facing the Facts: Disability is Closer Than You Think
It’s human nature to think, “It won’t happen to me.” But when it comes to disability, the odds might not be in our favor as much as we’d like to believe. Did you know that more than one in four of today’s 20-year-olds will experience a disability before they retire? That’s a significant number, and it’s not something we can afford to overlook. The common misconception is that unexpected accidents mostly cause disabilities. However, reality […]
Prepare Yourself for the Future
Life Insurance Awareness Month (LIAM) is upon us again for the 20th year now. Time sure flies, which makes me think to myself, am I prepared for my future years? I recently became engaged and bought a house this year. As I’m thinking about all the remodeling and purchases for our home to make it “ours” as well as planning a wedding, one thing I tend to have forgotten is securing our future financially. Two […]
Boosting Sales and Persistency Through Insurance Bundling: A Winning Strategy for Life Insurance Agents
In the highly competitive world of life insurance, persistency — the ability to retain clients and keep policies active over time — is key to long-term success. One proven strategy to improve persistence while increasing sales is bundling insurance products. By offering clients a combination of complementary coverages like Medicare supplements, Final Expense insurance, long-term care policies, and other products, life insurance agents can create comprehensive solutions that meet a wide array of needs. Here’s […]
Uncertainty
When you think about it, uncertainty is an essential element in the life insurance world and the insurance industry as a whole. We basically build and frame our conversations and recommendations based on the uncertainty of the future. When will I need this insurance? How much insurance do I need? What kind of insurance do I need? Will it be enough? What if my life and needs change? How will my needs change over time? […]
AEP Efficiency
Labor Day marks the end of summer and the start of a busier season. As we settle back into our routines and tackle new workloads, efficiency becomes key. In the insurance world, this means gearing up for AEP amidst industry disruptions. To stay ahead, it’s crucial to prioritize your time and processes. Our Medicare Search & Save platform is designed to maximize your efficiency. From sending Purls so clients can update their information to streamlining […]
Countdown to AEP
AEP is about a month away, and I thought it would be a good idea to share some key reminders to help you have a successful AEP season. Tip #1: Time Management With only 54 days available for you to help your client review their Medicare needs and make the needed changes, you must be efficient with your time. Make every minute of the day work for you and help make sure you are […]
Inflation Reduction Act Be Prepared This AEP
As Medicare agents, it seems like we are getting accustomed to CMS making new rule changes, and this year is no different. The Inflation Reduction Act enacted in 2022 will have a major impact on this AEP. We anticipate that we will see Medicare Advantage plans change, reduce their service areas, and start trimming back some of their extra benefits that have become so inflated over the last few years. We will also see major […]
Annuity Awareness Month: What You Need to Know About Today’s Annuity Market
June is Annuity Awareness Month, and there’s never been a better time to explore the potential of annuities for your retirement savings. With interest rates on the rise, annuity products are offering some of the highest returns we’ve seen in years. But how long will these rates last, and what features make today’s annuities so compelling? Skyrocketing Rates Annuity rates have been surging in recent months. In fact, Legal & General reports that annuity rates […]
How are you Promoting Yourself?
I hope this quarterly newsletter with tips and insights into the life & health insurance industry finds you enjoying the sun, the fun, and some family vacation time. The summer months always allow me to relax, recharge, and prepare for the upcoming Medicare season. But I won’t spend time talking about that, as Rick does a great job covering all things Medicare for you. What I would like to visit and share with you is […]
When Disability Strikes: The Financial Storm You Didn’t See Coming
No one ever expects to be hit by a disability—it’s an uninvited disruption that can turn lives upside down. Yet, what’s even more shocking is how unprepared most of us are for the financial turmoil it can cause. Imagine this: One day you’re going about your life, and the next, you’re unable to work. Your steady income vanishes, and your savings account dwindles rapidly, leaving your family’s financial stability hanging by a thread. The dream […]
One Household; Many Policies
In the complex modern life, where risks and uncertainties lurk around every corner, insurance stands as a beacon of security, offering peace of mind in the face of the unpredictable. Yet, as individuals and families navigate the plethora of insurance options available—be it for health, home, auto, or life—the prospect of juggling multiple policies across different providers can become a daunting task. This fragmentation not only complicates the management of one’s insurance needs but also […]
How ‘Bout Them Chiefs!!
Almost one quarter in, and HOW ABOUT THEM CHIEFS! The Super Bowl was exhilarating and ended AMAZINGLY (if you are a Chiefs fan, I suppose), and now we turn our attention to the Super Bowl of Insurance! We’ve got 3 more quarters of 2024 to have an impact on our clients as well as generate new clientele. How are you going to accomplish your goals? Sponsor some community events, hold seminars, or maybe learn a […]
