Blog Center

Disability Insurance
Hello everyone! Let me introduce myself; I am Kristi Munoz the newest member here at Producers XL. Some of you I have already talked with and know me as Kristi Brin; well, I recently got married! I am excited to be a part of the Team here at Producers XL, and I look forward to helping you with ALL your Disability Product questions, quotes, and marketing ideas. Disability Insurance “Everyone who relies on a paycheck […]

Bundling Benefits
Bundling Benefits with Guaranteed Universal Life By now everyone has heard of ‘bundling’ in order to receive a better deal or discounts on everything from your cable/internet/phone provider to your car and homeowners’ insurance. As agents, we get paid to provide solutions to our clients. We don’t want to make them “insurance poor”, but we do want them to have a strategy for the big challenges in life. If they die prematurely, get sick, […]
Business Planning Services
Open Doors with Complimentary Business Planning Services Business owners have ranked business protection as their highest priority since 2010. When planning for the future, they face a triple threat when it comes to disability. They need to consider personal income protection as well as business continuation and succession planning needs. Principal® offers complimentary informal business valuations and buy-sell reviews from our own CPAs and attorneys to help shed light on these potential business protection opportunities. […]
Retirement Planning
It is that time of year again when we all must do the one annual activity we most likely dread…Taxes! It is also that time of year to ensure all clients are taking full advantage of all contributions, specifically to their IRA. Taxpayers still have time to potentially claim deductions to their 2021 tax returns. Contributions for 2021 can be made to Traditional or Roth IRAs until the filing date, April 18th, 2022, so long […]
Life Insurance
It’s the beginning of a new year and just as the weather is changing, so are the questions and concerns I am seeing come across my desk. There might not be any rhyme or reason, but sometimes a certain “topic” just seems to more prevalent than anything else for a period of time. It might be a new carrier or product. It might be a submission process, like how to submit drop ticket business through […]
Medicare Solutions
No matter if you are new to selling insurance or have been selling for years, you need to review the Medicare market and how this opportunity can assist you in growing your revenues and increase the value of your book of business. The need for Medicare Advantage and Medicare Supplement plans increases with every passing year. Every day over 10,000+ people are turning 65-years-old and require guidance in deciding what healthcare options are available. […]
Long Term Care
Here we are, rounding out the first quarter of 2022! When I pause and think back and then think forward, what comes to my mind most is “Thank you!”. Thank You to all the agents who reinvented themselves, who pushed through, who continued to work/sell insurance and meet the consumers how/when they wanted to be met. I am also very thankful to the team at Producers XL. They dug in and never once wanted to […]
Social Distancing
March 19th, 2020 If you have not read the article written by Scott Gilpin about the COVID-19 virus and how agents can still sell during these unprecedented times, please do so. I would like to go into a little more details on how a Medicare agent can still conduct business during this time, and what tools and resources Producers XL and the carriers have that can help us practice “Social Distancing”.To help protect our most […]
Medicare Market and More
March 19th, 2020 If you have not read the article written by Scott Gilpin about the COVID-19 virus and how agents can still sell during these unprecedented times, please do so. I would like to go into a little more details on how a Medicare agent can still conduct business during this time, and what tools and resources Producers XL and the carriers have that can help us practice “Social Distancing”.To help protect our most […]
Finding Inspiration – Planning for Longevity with LTCi
“Live every day to the fullest, because you aren’t guaranteed tomorrow.” “You can’t take it with you.” “Dream as if you’ll live forever; live as if you’ll die today.” Angie Hughes LTCi Marketing Manager 800.541.6705Ever heard any of these quotes? I enjoy reading inspirational quotes but find myself being a planner and not leaving things to chance. I recently read a white paper from Nationwide titled, “Rethinking Retirement: Why you Need to Plan with Longevity […]
Stepping Into 2021 – Remaining Versatile and Growing in a New Year
As we bring 2020 to a close, and I think most of us are thankful for that alone, I reflect on what 2020 has taught us. Angie Hughes LTCi Marketing Manager 800.541.6705 It has taught us you cannot control everything. In fact, very rarely can we control anything. So, one must remain nimble and be willing to step out of their comfort zone. Be willing and able to pivot on a dime. I personally believe ProducersXL […]