Disability

Are all Disability Insurance plans the same?  Not at all.  Comparing plans can be a task, but it’s necessary in discerning the right plan to help benefit each clients’ specific needs.  Here at Producers XL we have the following carriers:   Assurity Mass Mutual Mutual of Omaha Peterson International Underwriters Principal Standard   Short-Term Disability vs Long-Term Disability Insurance   Short-Term disability insurance is most often available through employers. These policies have short elimination periods […]

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Value quality over price. Expect to pay 1 to 4 precent of your income for a good individual disability insurance policy.  With some purchases, cheaper is not necessarily better.  Three things that come to mind are life preservers, heart surgery, and disability insurance. Disability insurance is not a commodity; it is a contract that clearly spells out when a claim will and will not be paid.  There are significant differences between plans beyond the price.  […]

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Hello everyone!  Let me introduce myself; I am Kristi Munoz the newest member here at Producers XL.  Some of you I have already talked with and know me as Kristi Brin; well, I recently got married!  I am excited to be a part of the Team here at Producers XL, and I look forward to helping you with ALL your Disability Product questions, quotes, and marketing ideas. Disability Insurance “Everyone who relies on a paycheck […]

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