Disability Insurance

Hello everyone!  Let me introduce myself; I am Kristi Munoz the newest member here at Producers XL.  Some of you I have already talked with and know me as Kristi Brin; well, I recently got married!  I am excited to be a part of the Team here at Producers XL, and I look forward to helping you with ALL your Disability Product questions, quotes, and marketing ideas.

Disability Insurance

“Everyone who relies on a paycheck should have this coverage.”  Including YOU as an Agent.  The chance of missing months or years of work because of an injury or illness may seem remote, especially if you’re young and healthy, for more on keeping yourself healthy, read here about the 5 Best Weight Loss Pills & Supplements (2022 Reviewed) which can help you keep yourself healthy.

According to the Council for Disability Awareness, the annual price for a Long-Term Disability Insurance policy generally ranges from 1% to 3% of your annual income.  Which plan would you rather have? Which plan would your client’s rather have?



Everyone needs a backup plan.  We know life doesn’t always go as planned.  That’s why it’s important to have a backup plan in place so you can keep living your best life.  For a small percentage of your salary, Disability Insurance can help protect the asset you rely on most – your income.  Buying Disability Insurance coverage helps you convey passion and conviction to clients, and you will experience the process firsthand to share with clients.

May is Disability Awareness Month!  I look forward to sharing marketing ideas to help you reach out to your clients and help them build a solid financial foundation!  To start with, several points in this article are great to use when talking with clients regarding Disability Insurance!  I challenge you to look at your current book of business, see if you have any clients needing to add Disability Insurance coverage to protect their income.  We have several carriers to quote and each one offers different key features to help you customize coverage for each client’s individual needs.


For more Industry News and Tips and Resources regarding Disability Insurance,

Reach out to Kristi Munoz.